Interest Free Financing - Options & Plans

Choose Your Preferred Financing: Assay Installments OR Shop Pay Installments Powered by Affirm

At Assay, we believe that everyone deserves to own the items they love without having to worry about hefty price tags or financial constraints. That's Assay offers flexible, interest-free installment plans tailored to your budget and needs.

Personalized Financing Options

Our installment plans are designed around you, ensuring that you're comfortable with the payment structure and timeline. We'll work one-on-one with you to create a plan that suits your financial situation. All it takes is a 10% down payment, and the item is reserved just for you! The remaining balance can then be divided into manageable monthly installments, ranging from 1 to 6 months. And the best part?

No credit check is required.

Flexible Payment Examples

EXAMPLE: Let's say you have your eyes set on a stunning $9,000 item. To secure it, you'll need to make a down payment of just $900 (10%). Once that's taken care of, you can choose from a range of installment options to pay off the remaining balance:

2-month plan: Make 2 monthly installments of $4,050 each, spanning 2 months.

3-month plan: Make 3 monthly installments of $2,700 each, spanning 3 months.

4-month plan: Make 4 monthly installments of $2,025 each, spanning 4 months.

5-month plan: Make 5 monthly installments of $1,620 each, spanning 5 months.

6-month plan: Make 6 monthly installments of $1,350 each, spanning 6 months.

Whichever plan you choose, you can rest assured that there will be no hidden fees or interest charges. We've made it our mission to ensure that our customers have access to the items they desire without compromising their financial well-being.

***NOTE: YOU DO NOT RECEIVE THE ITEM UNTIL THE BALANCE IS PAID IN FULL***

How to Get Started?

Ready to take advantage of our interest-free installment plans powered by Assay? Simply choose your favorite item from our collection, and before checkout, either select the  financing option or Contact Us - We'll guide you through the process and help you create a customized payment plan that works for you.

Embrace the freedom of owning the items you love with Assay's interest-free installment plans.

Summary: Shop Pay VS. Assay Installments

Shop Pay Installments: 

  • Interest Charged based on selected plan. Find out more details here.
  • Receive your item right away, pay later. 
  • Payments handled between you, and Shop Pay (affirm)

Assay Installments:

  • No interest charge of any kind.
  • Receive your item once the total balance is paid.
  • Payments handled between Assay Jewelers, and the buyer.